Planning a successful retirement
With life expectancies increasing and retirement ages being pushed back, you may be asking yourself how effective your retirement planning actually is. Do you genuinely know what standard of living you will be able to enjoy when you finally stop working? These are the most common questions asked by new clients:
‘Should I put all my pensions together?’
‘Why aren’t my pension plans growing and am I paying in enough?’
‘I’ve not heard from my pension adviser in years, can you help me?’
‘I’ve got a lot of money in my pension, should I have a Self Invested Personal Pension?’
‘Should I buy an annuity or take income drawdown? What’s the difference?’
Despite extensive rule changes in 2006 to ‘simplify’ pensions, pension rules have got more complex over the past few years.
‘Pension Freedom’, introduced in April 2015 has meant clients taking even greater care with their ‘at retirement’ decisions. We can help.
We’ve been able to explain to many clients why their pension scheme is or isn’t working or growing, the correct level to pay in, the pros and cons of consolidating several pensions.
Create Wealth Management has built a reputation on understanding the needs of individuals so that we can help you to make an informed decision about how best to plan, invest and ultimately take your pension benefits at retirement.
